Terms and conditions

Ersel Sim S.p.A. is subject to management and coordination by Ersel Investimenti SpA
Head office: Turin 10121 - Piazza Solferino 11 (Italy)
Share capital: € 81,700,000 fully paid up
Business Registration Office of Turin, Tax Code and VAT Reg. No. 06748450019
Economic & Administrative Index Number: 810329
SIM (Stock Brokers) Register: 63

Ersel Sim S.p.A. is a part of the Fondo Nazionale di Garanzia (Guarantee National Fund), code SIM0274.

Access restrictions

Please read the notice below carefully before accessing this website or pages within it. For purposes of these legal notices and disclaimers, the term "Ersel" indicates and includes the Ersel Group made up of the operating holding Ersel SIM SpA and subsidiaries. Accessing this website and distributing promotional materials may be forbidden or restricted in certain countries. It is your responsibility to ascertain whether there are restrictions or bans in your country and conform accordingly.

Products and services

Each product or service described in this website is offered based on specific contract terms and conditions and the actual offer for said product or service is always subject to the contract terms and conditions accepted by you separately in writing. All products and services shall be available at the contract conditions to which they are offered. The materials and information contained in this website may be subject to change and may no longer be available at any time without prior notice.
 
The user is required to indicate his/her country, categorisation, and language (hereafter the “investor criteria”) before accessing sections of this website providing information relating to collective investment funds. The users accept sole responsibility for the investor criteria provided. The information accessible to users of the website is made available according to the investor criteria provided. Ersel Asset Management SGR, Ersel Gestion Internationale nor or any other Ersel Group declines any liability for information made available to the user on the website as a result of Basic Criteria incorrectly provided. 
 
Furthermore, users should consult the purchase restrictions and the legal and regulatory obligations relating to the products and services in question and the applicable taxation regime. Any investment made on the basis of the information available on the website must comply with the relevant national laws and regulations applicable.
 
The mutual investment funds mentioned in this website are primarily setup and managed by companies of the Ersel Group. However, there are other types of financial instruments referred in this website which may be of very high risk and whose assessment by investors may be obstructed due to their complexity. This could lead to unsuitable operations. The purpose of this website is solely to provide information and should not be interpreted as an offer, invitation to offer, solicitation, promotional message or recommendation to buy, sale or take out any sort of financial products or instruments. 
Prospective investors should be aware that past performance is no indication of future returns. 
 
The value of an investment can go up or down for multiple reasons. An investor may sustain losses on the capital invested. Furthermore, market and exchange rate fluctuations could lead to a rise or fall in the value of the investments. The risks associated with certain investments are not appropriate for all investors. For further information, prospective investors should refer to the prospectus and Key Investor Information Document (KIID).
 
No part of this website may be considered as providing a recommendation or advice, such as investment, tax, legal or any other type of advice. 
 
Prospective investors should generally seek professional advice before making an investment decision.
 
Subscriptions are only valid on the basis of the current prospectus, key investor information document (KIID), and the most recent annual report as well as semi-annual report, if this is more recent.
 
As for information related to investment markets and financial instruments other than the UCIs managed by the companies of the Ersel Group, the contents of this website are based on data and information of public domain that Ersel considers reliable, but it is not in any way able to guarantee its exactness hence the companies of the Ersel Group are not in any way liable. 
 
Anyone who uses the published data for other purposes other than for information only, as they are intended, shall take full responsibility.
 

Guarantee exclusions and disclaimers

The materials and information contained in the pages of this website are provided exclusively for information purposes and should not constitute investment consultancy in any way. To receive proper professional consultancy we invite you to contact our operators. Ersel does not provide any guarantee in relation to the contents of this website and materials contained within it or information contained in the pages of the site. To the maximum extent permitted by applicable law, Ersel does not provide any guarantee and expressly declines any liability, except for wilful misconduct or gross negligence, arising from the website, materials or information contained therein, or the respective quality of the site, materials, or information contained therein, as well as the correctness and reliability thereof or the absence of errors or defects, the absence of breaches by third parties, the availability thereof at any time, the conformity to technical standards, accurate acknowledgement and response to instructions or requests of information made through the website.
 
In the light of the foregoing and within the maximum extent permitted by applicable law, Ersel will not be liable, except for cases of wilful conduct or gross negligence, for any damages, whether direct or indirect, arising from the use of the website and/or materials and information contained therein or arising from a contract breach, including but not limited to, unsuitability or inaccuracy, opinions, expressions or suggestions, lack of availability on certain cases, delays or lack of transfer of messages, management of the website or arising from the use of any other information contained in other websites accessed through links, bookmarks, suggestions or the suchlike in any of the above cases, regardless of whether Ersel is informed of the possibility of said damages.
 

Copyrights

Copyrights of the website, images, text and other materials contained in the pages, including codes and other relevant software programmes, are the exclusive property of the Ersel Group, unless specified otherwise. Therefore, it is strictly forbidden to copy, download, distribute, publish or otherwise use said materials without prior written consent of Ersel or other owners of the copyrights.
 

Trademarks

"Ersel SIM", "Ersel Asset Management", "Ersel Gestion Internationale", "Simon e Nomen Fiduciarie", "Online SIM" and other distinctive marks mentioned in the pages of the website are registered trademarks and/or service marks of the Ersel Group and/or its subsidiaries. Ersel reserves the right to take any legal action to protect own rights regarding other names, trademarks, logos, buttons or icons placed in the pages of the website. It is strictly forbidden to use said trademarks without the prior written consent of Ersel.

Applicable laws and jurisdiction

Notwithstanding the application of mandatory standards, the legal notices and disclaimers contained in this page are governed by Italian laws and any dispute related to said notices and liability disclaimers shall be subject to jurisdiction of an Italian court.

Usage and disclosure of personal information

We invite you to consult the specific guidelines currently adopted by Ersel in order to protect the data which can be acquired directly from the website by clicking here